Most Property & Casualty insurance companies that write Homeowners Insurance will also sell Tenant Insurance policies. Simply call your local insurance agent to inquire.
Usually not. Most companies do not rate up for a claim. However, at this time it is very hard to get homeowners insurance at a good rate if you are cancelled by another company or if you have claims it is hard to move to another company. Insurance goes in cycles. For the past few years insurance companies have been loosing money on homeowners insurance so they have become much more careful with their underwriting. It is easier to get car insurance than home insurance. Most companies will not even write home insurance unless you also give them your auto insurance.
Homeowners policies do cover vandalism and malicous mischief but unless the damage is extensive it may not meet your deductible. Another thing to remember these days is that insurance companies have been loosing money in homeowners insurance for several years. I always remind my clients that homeowners insurance is made for big losses not small ones. A homeowners policy is the most coverage for the lowest premium in the insurance business. With companies loosing money they are going to be more careful about who they write and if you are ever cancelled for too many claims you will find it hard to get new coverage at a reasonable cost.
ISO ratings determine the cost of your homeowners insurance. The higher the protection class rating, the higher the premium. Some companies will not write properties in higher protection classes so this also limits your ability to purchase insurance.
There are many companies that write insurance for semi trucks. Some of these companies are Progressive Commercial and Geico.
No. A moped cannot be written on an auto insurance policy. It would have to have a seperate motorcycle policy in order to be covered. Usually, but not always, companies that write one do not write the other. We have 3 insurance companies that write motorcycle insurance and non of the 3 offer an auto policy.
Safeauto is an insurance company that only writes personal auto insurance. Usually what they write is what is called non-standard auto insurance. They don't offer homeowners insurance as far as I know.
selling securiies
What surprises most people is that most insurance companies that write policies also write for classic car. Some companies are Allstate, Nationwide and State Farm.
You find good ratings for life insurance companies in discussion zones where members of the companies write their opinion. In the internet there are also sites, where the people can make a direct rating for the companies.
== == If she is still alive, ask her. If not, write a letter of inquiry to the customer service department of suspect insurance companies. ie: the insurance companies they bought their own insurance from, the ones they bought your insurance from etc..
Yes.