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Usually not. Most companies do not rate up for a claim. However, at this time it is very hard to get homeowners insurance at a good rate if you are cancelled by another company or if you have claims it is hard to move to another company. Insurance goes in cycles. For the past few years insurance companies have been loosing money on homeowners insurance so they have become much more careful with their underwriting. It is easier to get car insurance than home insurance. Most companies will not even write home insurance unless you also give them your auto insurance.
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Is there a way to obtain someone's homeowners insurance after a fall if they are not willing to provide it?
You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.
If a person that has no auto insurance and hits you can you go after his homeowners insurance?
Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.
Will your homeowners insurance rate go up if you file a claim to replace your fence?
Most homeowners insurance does not increase rates due to claims. However, claims do determine whether or not a company continues to renew your policy. Especially now, if you are cancelled it is much harder to get home insurance.
Will the homeowners insurance go up if spouse dies?
No. This will have nothing to do with the price of the homeowners insurance.
Does homeowner insurance cover the homeowner?
If i go out of town and live the water running from the sink would mu homeowners cover the claim
Where can one go submit an accidents claim?
The place that someone would go submit an accident claim is based on the claim and the company. If it is an auto claim and someone has AAA insurance, they can file a claim on the website or call an agent.
How does one go about filing a bodily injury claim?
To file a bodily injury claim one must first go to the ER or a doctor to have the injuries documented. Then you would file a claim with the responsible party's insurance company and they will ask for access to your medical records. After the insurance company reviews your files, they will send you an offer for compensation.
If my car was keyed and file a police report then file an insurance claim will my premium go up?
In most cases, a premium will not go up over a scratched car.
How do you go about filing an injury claim with your insurance?
It would definitely depend on your insurance company. My insurance company like me to call them when I need to file an insurance claim and then I talk to an agent who takes down the specifics. If you have a personal agent you would want to contact him or her.
How do you file a claim to collect for damages if the responsible business has gone bankrupt?
Even if the company is now bankrupt they probably had insurance when they were in business but you will have to find out the insurance company. Try to contact the attorney that is handling their BK and notify him that you have a claim. Your best action is to file a claim with your insurance carrier and let them go after the other party. How this will affect your rates depends on the policies of your carrier. Ask your insurance agent.
My Husband was in a acident in a friends house. We have to file a claim with the homeowners insurance but they are not cooperating. How do I find a homeowners insurance company and policy number I have the name and the adress.?
There are a substantial amount of business that offer homeowners insurance in your area so without the specific name of yours I am unable to find out where you should go to get your policy number. If you are looking to find your existing insurance information then you should conduct a search on the internet using the insurance company name and city which should bring it up. If you are looking for new insurance company you could contact Allstate which has a very good reputation @ 345 South Coast Highway 101 in Encinitas @ (760) 479-1370
Does your insurance premium go up because someone hit your parked car with a pedal bike?
Rather than turn in a claim to your auto insurance, why not just go after the owner of the bicycle? Let their homeowners insurance cover the loss then you don't even have to worry about your auto insurance rates.
