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Basically the definition is as follows. Any person who has regular access to your vehicle would not be considered an occasional driver. If your son has insurance on his own vehicle then that coverage would follow him to a borrowed vehicle and there would be no need for this question. If he has no other auto or auto insurance and / or his drivers license reflects your home address, then obviously he is an authorized regular driver of your vehicle. Where the person lives, At home, not at home, does not determine his status as an occasional or regular driver. The question is does he have regular access to the vehicle in question whenever he needs or wants to drive. The best way to prove that he is an occasional driver would be to demonstrate that he owned his own vehicle at the time of the accident, that his vehicle was insured at the time. that the address on his drivers license reflects an address other than yours and that his vehicle was registered at his home address which is also not your address. State laws require that Drivers Licenses and Vehicles be registered at the address of the owner. If he had no vehicle, no insurance, and/or had a vehicle or drivers license registered at your address then it would likely be impossible to prove that he is only an occasional driver.
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How do i find a person's insurance company?
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.
If you agree to an accident settlement with the insurance company can you sue the business that was involved and covered by the insurance provider?
No.
Who do you notify when involved in an accident?
Medics , police, insurance company, family are to be called.
How soon do you need to report a car accident with no one else involved to an insurance company?
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.
Does a driver that is involved in an accident believe they r at fault?
Some do. I work for an insurance company and many will take ownership of the accident.
Will your insurance premium go up if you are not at fault in Michigan?
Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.
If you are involved in an accident and Applied Claims Insurance Company is paying 1800 how much will your premium go up at renewal?
This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors involving this. Is this the 1st accident, state, insurance company.....
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
What insurance information do I need to gather in the event of an accident?
In the event of an accident, you should gather the insurance information of all parties involved, including their insurance company name, policy number, and contact information.
Do you have to tell your insurance policy that you were involved in an accident with a company car even though it was not your fault?
I heard that u should, and if your personal insurance finds out that u were involed in a accident with a company car under company insurance ur insuance can be black list u. i could be wrong.
Can you lose your no claims bonus if the insurance company knows you have an accident but don't claim?
If they know about the accident, there should be a claim involved so it could.
When involved in a multi car accident do all insurance company's need to pay you?
Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable.
