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What can someone do if they get into an accident with a vehicle they're still paying for with no car insurance?
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Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
What if someone else get a DUI under my auto insurance?
If they were the permissive driver of your vehicle in an accident (and got the dui), your policy will be paying for the damages (subject to any policy exclusions, and assuming the drunk was at fault) Insurance stays with the vehicle. So any rate increase that this accident generates will be on your policy, as well (of course) as your collison deductible. If you are asking what happens if they were just driving your vehicle and got a dui, no accident or loss. I doubt anything will happen. You might want to rethink who you let drive your vehicle though.
Does paying more for car insurance benefit you if you're in an accident?
Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.
Do you need to carry on paying car insurance after you have an accident?
yes
Who pays the deductible if someone hits your car?
The identified third party at fault is responsible for paying the deductible in the event of a motor vehicle accident.
Does an insurance company have to pay the lien holder directly after an auto accident?
An insurance company generally does not pay the lien holder directly. The vehicle owner is responsible for paying for insurance coverage and will often deal with the insurance company themselves after a collision has taken place.
Are you responsible for paying the deductible if the accident was in a work vehicle?
only if it was your fault
How much money do you get if you are in a car accident and it is not your fault?
You don't "get money" for being in a car accident. If you are in an accident and not at fault, it is the responsibility of the other person's insurance company to put you back into the same place you were before the accident. This would involve paying for the repairs to your vehicle, or giving you the value of the vehicle if it isn't repairable. Also they would pay for any medical bills incurred as a result of the accident.
What happens after your car is totaled and you only have liability?
If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.
Your car was totaled in a cardeer accident the insurance was in a friends name and a check was mailed by the insurance whos check is it mine or his?
Legally, its the friends because the insurance was in the friends name. Insurance checks are meant to be used on repairs to the vehicle or toward the purchase of a new vehicle. So you could try to force the friend to use the check toward the vehicle by taking them to court. Or you can start paying for your own insurance and not have to worry about the loyalty of your friends.
If Someone driving your car get ticket for leaving the scene of accident?
If THEY got the ticket they are the one charged with the offense. HOWEVER, depending upon the circumstance of their drivng your vehicle, you MIGHT be liable for separate charges (i.e.- permitting an un-licensed driver - etc.). The owner can be deemed responsible for who they allow to operate their vehicle. If your vehicle was damaged (or not) your insurance company will want to know since they will become liable for paying for the damages to your, and the other, vehicle. This will probably affect your insurance rates.
Vehicle owners purchase insurance from an insurance company by paying a?
The answer for whatever exam you are taking is "premium".
