What can affect the cost of home insurance coverage?

Answer 1

Some of the factors that go into the cost of home insurance are: location, inside city/outside city, brick / frame / masonry construction type, distance to fire department, distance to fire hydrant, city's fire protection class, amount of coverage, deductible on policy desired, ACV or RC (actual cash value or replacement cost), your credit rating, age of roof, overall condition of home, past claims history, type of heating & electrical systems, and that's all I can think of right now but there may be more. I hope this helps answer your question.