That's always a balance between what happened and how much it will cost you versus how much your rates will increase. If it will be a large claim, then almost always you should file a claim. If it was small, then maybe not... but be sure to consider that even with small car accidents, there could be hidden damage, like the alignment being thrown off, etc. You might want to get your car checked out to be sure.
You should file your car insurance claim with Geico within 24 hours. You should always call your insurance company as soon as you possibly can.
You have 10 days to file a claim with your insurance company.
It is always the at-fault party's responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.
File a report and insurance claim.
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Insurance fraud - have fun in jail + fines.
no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it
Should who's insurance cover who's car??? The Brother who owns the car will have to file the claim with his insurance policy. Insurance follows the car, not the driver. If you didn't have the Sister listed on the policy as a driver the company can deny the claim for material misrepresentation. Then you will have to pay the claim yourself.
The time limit to file for an insurance claim in Illinois depends on the type of claim it is, such as house or car. Typically you have one year form the date of the incident to file. Your insurance company may set different limits.
not if you havent put in a claim for it.
Yes.
no