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Can you file a claim on your insurance if it happen before you got insurance?
Of course not. The date and time that you took out the insurance policy is the earliest time that coverage starts. You cannot make a claim that occured before the coverage started. If you lie on the application or on the claim report whether verbal or written you have committed insurance fraud and are subject to prison and large fines.
If your insurance company drops you before a claim is settled how do you get insurance coverage on your home?
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Can you file a claim against a person with no insurance?
You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.
What is under insurance?
When you file an insurance claim, if you do not have enough insurance coverage, under insurance claims can be the result. Under insurance is a term used when calculating claims when the coverage is not enough and the policy has undervalued the amount insured.
If a tree falls on your moon roof what insurance coverage do you use?
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
Can you file an insurance claim if your parked unregistered car got hit by a car with insurance?
It is always the at-fault party's responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.
How do you deal with an insurance company for a truck struck by lightning?
Lightning is covered under Comprehensive coverage, if the vehicle has that particular coverage on it at the time of the incident. If you have that coverage is place, file a claim with your insurance company, and you should be compensated for your loss, minus the deductible.
How can one file a claim with Affirmative Insurance?
One can file a claim with Affirmative Insurance by going on the official Affirmative Insurance website. Then one can press the button 'Submit A Claim' to file a claim.
Is it necessary to wait for the police report before reporting your full coverage car to the insurance company?
No, I would file the claim immediately.
If a car was stolen and insurance denies the claim can the leinholder file against the insurance and collect?
Generally yes, it is called subrogation. Depending upon the circumstances as to WHY to coverage did not apply.
Can insurance company drop you if file act of god claim?
No, Your homeowners insurance will cover losses due to an "Act of Nature" if you have an extended coverage policy. For a claim caused by an "Act of God" you'll have to rely on prayer.
Can you file an insurance claim if you did not get a police report?
Yes, you do not need a police report to file a insurance claim.
