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On a home owner policy what does partial replacement cost cover?
It depends on the policy language and limits listed on your policy. You should read your policy for or contact your insurance agent for clarification if you don't understand it. All policies are not the same so it depends on the policy type and coverage limits you selected when you purchased your policy.
What should I know about dental insurance before taking some out?
You should inquire about the limits of the policy. Also the amount of the premiums.
Do you legally have to disclose your sexual status to health insurance providers?
You are to disclose your gender to health service providers.Whether you are married or virgin,you are not bound to disclose while applying for a health insurance policy.
What are the limits to fiscal policy?
The limits to fiscal policy are difficulty of changing spending levels, predicting the future, delayed results, political pressures and coordinating fiscal policy.
When a claim is filed do you only get the amount of the policy?
You can only collect the amount of your actual loss but no more than the limits on the policy. If a person does not have enough limits on his policy and he hit you then you can sue him for more but you will not be able to collect the policy limits amount then still sue for the remainder of the loss.
Are my children's musical instruments covered by our home owners policy?
This will vary from policy to policy but generally musical instruments are covered. You should check to see if there are any limits on an item's value or any specific clauses in your policy.
What is the cap on personal injury in Illinois?
You will need to look at your policy limits not the cap on limits in the state. The insurance company is responsible to pay claims as submitted to them under the terms of the contract up to the limits of the policy, plus legal costs. You just need to read your policy and the limits will be listed on the first couple of pages. The company cannot pay any more than the limits of the policy.
Is water mitigation charges part of the policy limits?
You will have to look at your policy. If you elected the optional "Accidental Water Discharge" coverage, then you will find it listed on your policy along with whatever limits you purchased.
How do you find out the at fault driver's per person bodily injury liability insurance coverage limits?
The insurer is only responsible to pay up to the policy limits for a covered loss.If your accepted claim is below the policy limits then you will receive full compensation, in this case the policy limits is a moot issue since your loss was fully covered.If your accepted claim exceeds the insureds policy limits, then the amount of the check, would presumably reflect the policy limits.Or you could just ask the claims adjuster.AnswerHire an attorney
Explain homeowners personal liability?
A personal liability, or umbrella, policy pays liability limits above those you can get on your homeowners or other basic liability policy. If you are thinking of buying a personal liability policy, begin by finding out the maximum amount of personal liability your homeowners policy provides. Make sure you coordinate the liability limits so that the umbrella policy covers any liability claim in excess of the amount your basic policy will pay, up to the maximum limits of the policy.
How much will homeowners insurance pay for living expenses?
You have to review your policy limits. Every policy is different.
What are the limits covered by car insurance?
There are all different types of coverage for an auto policy as well as different limits of coverage. Some limits and types of coverage are required by law and other amounts and types of coverages are up to the individual owner of the policy.
