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You will need to look at your policy limits not the cap on limits in the state. The insurance company is responsible to pay claims as submitted to them under the terms of the contract up to the limits of the policy, plus legal costs. You just need to read your policy and the limits will be listed on the first couple of pages. The company cannot pay any more than the limits of the policy.

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10y ago

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Q: What is the cap on personal injury in Illinois?
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