You need a commercial general liability policy.
No, because they are volunteering to do it. If they got liability insurance for it, then they should just get paid for doing it.
The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
It is mandatory for a massage therapist to have liability insurance. If you do not currently have it you should definitely contact your insurance company if your current office does not provide it.
Liability requirements should be commensurate with the risk expsoure excountered. One might ask, What is the maximum libility exposure of the tenant? This would be the amount of liability insurance to carry.
Business liability insurance protects a company's assets from a lawsuit. If a business is high risk or doesn't have enough capital to cover a lawsuit, they should have business liability insurance.
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
Yourself and the cargo you are carrying should be covered under this insurance. It also protects your company from liability in case of an accident or emergency.
Yes
Limited liability insurance can be purchased from many insurance companies. An explanation of limited liability insurance can be explained by a qualified insurance agent.
His liability insurance on his car should transfer to the vehicle that he is driving.