"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."
Third party insurance only covers the property of the other person(s) involved in an accident, not your car. Full coverage insurance (or comprehensive insurance) also covers your car if you damage it.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
re: auto insurance, no; auto insurance is written on the vehicle, not on a person.
Auto Insurance refers to the coverage given to drivers to cover accidents and other types of damage. It not only covers your vehicle but any car, person, or property that you damage.
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?
One that offers Comercial Auto Insurance
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
No, I'm afraid not. Homeowners insurance never covers a vehicle. That's what auto insurance is for
It covers physical damage to your car. It will pay for repairs.