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In general, liability insurance policies do not have a deductible for claims, meaning the insurer typically covers the full amount of the claim without requiring the policyholder to pay an out-of-pocket amount first. However, specific terms can vary by policy, so it's essential to check the details of your individual insurance contract. Some policies may have specific exclusions or conditions that could affect coverage. Always consult with your insurance provider for the most accurate information regarding your specific policy.
What else can I help you with?
Does a homeowner have to pay a deductible on a liability claim brought against them for injuries on their premises?
No. The deductible only applies to them fixing their own house.
Who do you file the claim with?
It's always best to file with your company assuming you have the appropriate coverage, then let them sort it out. Although you will incur you deductible. But if the other company accepts liability, you will get your deductible back eventually.
If you hit another car in parking lot do you pay there deductible?
If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.
If you have an accident before the deductible is lowered but the claim is not filed until after which deductible applies?
The deductible at the time of the accident not the time of claim.
Is there a deductible on liability car insurance?
no
Is there a deductible on liability insurance?
usually not
Which type of deductible requires a new deductible for each separate claim?
Straight Deductible
Who pays the deductible when the other person is at fault?
There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.
Does your auto insurance deductible cover your car and the car that you hit in an accident?
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
If my insurance company deducts my deductible from a homeowners claim do i still pay the deductible?
Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .
Is there a deductible on a farm liability insurance claim?
You'll need to check your policy details. You could also contact your agent and inquire about deductibles on your policy. It really just depends on the level of coverage you purchased and what the deductible terms are that are outlined in your insurance policy.
Does a deductible have to be paid each time you file a claim under homeowners insurance?
The deductible applies to every individual claim.
