Assuming the woman is At Fault and caused the accident, she is certainly responsible for the damage caused. Whether or not a person has insurance has no impact on liability and they are still legally required to compensate you for the damage. If she refuses to pay outright, you will have to take her to court in order to recover. That's the frustrating part when people don't carry insurance. In most states, drivers are required by law to carry liability insurance, so it is likely she was driving illegally. Whether a person has liability insurance or not has nothing to do with whether or not they are responsible for the damage they caused to another vehicle. If the other person is the one that was found to be the one that caused the damage, then they are liable for the damage, whether they have liability insurance or not.
Bummer.
Yes. In a rear end accident, the liability is still there even if police are not called.
any time you are rear ended, it is the other driver's fault, from an insurance standpoint. if you have comp and collision, your insurance company will get you a replacement vehicle. If you only have liabiliy, i am sorry to say, you get nothing.
If with "one impact from the last car" you mean that the rear car hit the middle car and then the middle car, as a result, hit the front car, the rear car's insurance would be responsible for all damages. If the middle car first hit the front car and then the rear car hit the middle care, the rear car's insurance would only be responsible for the damages to the middle car. i.e. where was the first impact?
If you are the first contributor to the accident and you force the middle car in to the third, you are the responsible party. The third car may try to collect from the second party's insurance, who may subsequently try to collect from your insurance. If you rear end a car that is stopped and that car is pushed into the car in front of it, you are responsible for both vehicles' damages.
Depends on what insurance you have. LIABILITY insurance covers damage you cause to other people and their cars. COLLISION covers damage to your car from an accident. COMPREHENSIVE insurace covers fire, theft, flood and broken glass. Check with your insurance company.
The driver who caused the original collision which then drove the intermediate car into your vehicle. The insurance company of the car that actually hit yours (the intermediate car) will undoubtedly become involved, however the insuror of the original striking vehicle will bear the greatest liability.
Craig Brown has written: 'Debrief' 'Optimum Healing' 'Canadian insurance contracts law in a nutshell' -- subject(s): Insurance policies '1966 and All That' 'Insurance law in Canada' -- subject(s): Insurance law, Insurance, Liability, Liability Insurance 'The Little Book of Chaos' -- subject(s): Humor, Conduct of life, Life skills 'Rear Columns' 'The Craig Brown's Omnibus' 'The book of royal lists' -- subject(s): Anecdotes, Biography, Kings and rulers, Princes, Princesses
You can expect to be found liable for any damages you caused. Whether the person you hit did or did not have coverage has no bearing on your fault or liability for the damages.
Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But, they told me that it doesn't matter! I should have had liability insurance anyways, if I was planning on driving someone Else's vehicle!
Yes, you are still at fault. It doesn't matter whether or not they had insurance, you still hit their vehicle and are therefore still responsible for their damages.
Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.