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Q: Is an unlicensed driver still insured on my car?
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Is an uninsured unlicensed driver that is driving an insured car covered if he gets in an accident?

The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.


If an unlicensed driver is in an accident with an insured car will the insurance company still cover the damage?

Most likely yes.. but your rates are going up, and the driver will be cited.


What if your fully insured car was wrecked by an unlicensed driver Will your insurance cover your loss?

yes it will


What happens if a unlicensed driver hits your car and your not insured?

You can try to sue the unlicensed driver, but if they don't have the money to pay any damages awarded, you are well and truly up the creek.


What happens if unlicensed driver hits you in an insured car in North Carolina?

That fool is going to be in jail for quite a while.


What happens when adult unlicensed driver hits you and is driving an insured car?

Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.


Can an unlicensed driver be ticketed for driving without insurance and the car they are driving is insured?

A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.


Can a uninsured licensed driver drive a insured drivers car?

The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend allows you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate restrictions banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle or injuries to the unlicensed driver.


What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?

The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.


Insured motorist hit uninsured unlicensed driver - who's responsible?

The insured motorist is typically responsible for the damage caused in a car accident, regardless of the other driver's insurance or licensing status. The insured motorist's insurance policy may cover the cost of damages depending on the specific coverage. It is important to report the accident to the insurance company and let them handle the details.


What happens if an unlicensed driver is driving insured car and has accident and not at fault?

You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.