0
Is an uninsured friend covered by your full coverage insurance if you let them borrow your car in Ohio?
Add your answer:
Earn +20 pts
Can I be required to have insurance to drive somebody else's car?
You should never drive uninsured however if the car has coverage it may or may not exclude other drivers besides the owner. Look into that before you borrow it.
When leaseing a vehicle would your non-owned insurance coverage come into play on the leased vehicle?
depends on your definition of lease........if you rent a car to go on vacation for a week or so.....that is a ''temp replacement vehicle'' and would be covered.....non owned auto means, you have ins. on your vehicle you borrow mine that is uninsured for whatever reason, or just has liability but your vehicle has 'full coverage' you get in accident driving my uninsured vehicle.....(if no coverage on my vehicle now only)......then your policy will kick in.......a leased vehicle needs to have it's own policy just as if you purchased a new vehicle
If you borrow a motorcycle and have an accident are you covered on their insurance?
Only if you are a named driver on the policy.
If your 22 year old son has his own car and insurance and he wanted to borrow your car one day - would he be covered because he has his own car insurance or would you have to add him to yours?
your liability insureance should grant him coverage, but you need to check your insurance plan to be sure.
Can you get car insurance in case you borrow a car?
No. Car insurance is placed on a car, If you don't own one, you cannot get a policy. The person who owns the car you might borrow should have the extra insurance coverage for other drivers using his/her car.
When you borrow a motorcycle do you need a license and insurance?
ypu need a license, if the person who owns the bike has insurance make sure there is coverage for occasional driver before you borrow it, otherwise it could cost you a fortune if your are in an accident
Do you have to have insurance if you have a drivers license but do not own vehicle?
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.
Are you covered by a friends insurance if you borrow their car and get into an accident?
Yes, unless you are under the influence of alcohol or drugs
What happens if you let a friend borrow your car that is uninsured but the friend has non-owners insurance and he gets into an accident that wasn't his fault?
almost all states require liability insurance. the fact that the friend had 'non owner' does not mean that it was ok to drive an uninsured vehicle. the law requires the vehicles, not the drivers, to be insured.
Whose insurance company pays if you let your friend borrow your car and they hit a deer with it?
The insurance follows the vehicle so your own insurance company would be primary. However, if you don't carry the comprehensive coverage on your own policy and your friend has a vehicle with comprehensive coverage, his coverage would be secondary and pay for the damages.
If you borrow a friend's car with permission are you covered under their auto insurance?
Generally barring any exclusion in the policy.
In a vehicle accident with property damage whose insurance is responsible the driver's or the owner's?
The registered owner is only required to furnish liability insurance. If the owner does not have sufficient coverage (liability, comprehensive or collision), then the driver's policy would invoke as secondary coverage. It's not nice to borrow someones vehicle, wreck it and then claim ""not my responsibility". after all, you did borrow the vehicle.
