Is a tree root clogged septic system covered by your Home Owners insurance?

Answer 1

Homeowners insurance is Hazard insurance for your home, It typically provides coverage for sudden accidental losses resulting fromFire, Wind, Hail, and falling objects, etc.

Tree roots grow naturally, septic systems naturally require regular maintenance, draining and occasional replacement. It's not unexpected and it's not considered a peril, septic tanks are a normal ongoing maintenance item for homes that use them.

Good landscape planning and septic tank placement, maintenance and regular pruning practices that include keeping branches and roots well maintained and away from our home structure and foundation, can add years to the life of an average home as well as it's septic tank.