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In order for a homeowners policy to cover a situation, the damage must be from a covered cause. I cannot think of any situation where a covered cause could damage a septic tank. Septic tanks and drain fields are usually damaged by tree and vegatation roots, pressure due to vehicles running over them, and lack of maintenance. None of these are covered causes.

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12y ago

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Q: Will American General homeowner insurance cover damage to your septic tank?
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