0
Insurance paid for water damage Check payable to us and PHH. How does PHH endorse check so we can begin repairs?
I assume PHH is your Mortgage company. They will not endorse the check until the work is done. If they endorse it you could spend the money and never have the repairs done. The way to fix this issue is to have the insurance company make out the check to you and the contractor of your choice and you. This guarantees the work is done and protects the mortgagee. There are several laws demanding protection for banks and mortgagees in these cases so the insurance carrier has to be sure the work is done. Another alternative is to pay for it yourself, provide proof of the repairs and proof you paid, then PHH will endorse the check to you afterward.
Most people just mail it to the mortgage company so they can endorse it. So long as your not behind on your mortgage payments or otherwise in breach of contract there is no reason for them to deny it.
Alternatively I suppose you might drive to the insurance company offices and ask them to endorse it.
Add your answer:
Earn +20 pts
What does physical damage auto insurance cover?
It covers physical damage to your car. It will pay for repairs.
Will a auto insurance policy pay for routine vehicle repairs?
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
How do you get insurance for external damage to homeowners association buildings?
Any damage to the association building can be collected through the tenants of the association. The tenants insurance will pay a limited amount for the repairs.
If I have full coverage insurance on my car and the engine fails due to a bad mechanic does the insurance covers the repairs?
No. But if you have proof positive that the mechanic caused the damage, HIS insurance will cover the repairs. Call your local office of the State Attorney General.
Can the auto insurance check be made out to me?
If the claim is one for property damage and the insurer is paying for the repairs, the check is usually made payable jointly to the body shop and the insured. If the claim is one for damages for bodily injury and the insured was represented by an attorney, the check is normally payable jointly to the lawyer and to the insured. If the claim is made by a third party, you, as theinsured, are not named on it.
If a tree does property damage who is liable?
Mother Nature would be the liable party, Unfortunately, she does not carry insurance. If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.
What does an adjuster do that would constitute transacting insurance in other words what does an adjuster do that arises out of the insurance contract?
an insurance adjuster is called to assess the damage to the covered vehicle for repairs
What is Landlords House Insurance?
Landlords house insurance is a type of insurance that protects the owner of a rental property from damage by tenants. This insurance can compensate the owner for cleanup costs and repairs as well.
What can be done if a car backs up into your car?
You get their insurance Information and submit a claim for any damage or repairs to the Insurer
Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?
Yup.
Does home insurance usually cover repairs to storm damages?
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
Are tere more than one kind of pl and pd insurance for your car?
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
