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If the claim is one for property damage and the insurer is paying for the repairs, the check is usually made payable jointly to the body shop and the insured.
If the claim is one for damages for bodily injury and the insured was represented by an attorney, the check is normally payable jointly to the lawyer and to the insured.
If the claim is made by a third party, you, as theinsured, are not named on it.
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