hopefully, car drivers 2 and 3 have the same insurance supplier. if they dont , TOUGH LUCK, LIFE ISNT FAIR
Allstate auto insurance can still give you great rates on car insurance even with accidents.
The presumption is that if you were rear ended, the other driver is at fault. The brake lights not working is a mitigating factor, but the bulk of the blame still goes with the other driver. Insurance doesn't have any relation to fault. But it coculd get you a ticket.
three kinds of faults are normal fault, reverse fault, and strike-slip fault.
A symmetrical fault is a fault where all three phases are experiencing the same thing. This is also called a three phase fault, since all three phases are involved.
Normally the other drivers ins should contact you. The first driver listed on an accident report is normally the one at fault but not always. If you are not contacted within three days it is best to contact your own insurance. Most insurance companies will file a claim, go after the responsible driver and settle the claim. You may be required to pay your deductible in this instance but it should be refunded to you when the other parties insurance makes payment.
You can lose your license if you were at fault. If you were not at fault you would be required to purchase insurace with the SR-55 form. This means you will pay higher insurance and will have to do so for three years. (The rules may have changed over the years.) After you have had 3 years of no accidents and no lapses in insurance then you would get another form from the DMV and you could purchase a lower cost policy. In California you can purchase liablity only insurance.
No, the insurance company will not cancel your insurance for having three accidents, but they will increase your insurance premium.
Horace Mann Insurance offers three major types of insurance for their customers. The three plans are car insurance, home insurance, and life insurance.
Three phase fault is the most severe.
normal reverse strike-slip