Insurance is issued on the vehicle, not the driver. If your child, properly licensed, is driving with you in the front passenger seat, the vehicle and its passengers are covered.
no.
If they catch you they will usually take away your license. But most people who drive without insurance have no qualms about driving without a license and usually have nothing of value to their name either; thus, uninsured motorists insurance was born.
Absolutely not. If the insurance is 'invalid' then the car is uninsured and it is against the law to drive an uninsured car. If the driver is caught operating the vehicle, they will be arrested and the car will be impounded.
You can't, period.
That shouldn't keep you from getting auto insurance as long as she is not listed as a designated driver of your vehicle. If your uninsured wife should drive and be involved in an accident with another driver, your insurance will not pay.
even just the part about being uninsured is illegal.....
The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.
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In general, if you are an insured driver, you can drive an uninsured car, but it depends on your insurance policy and local laws. Many insurance policies provide coverage for driving a vehicle that you do not own, but this may not apply if the car is uninsured. It's essential to check with your insurance provider to understand the specifics of your coverage and any potential liabilities. Additionally, driving an uninsured car could have legal ramifications if you're involved in an accident.
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.
it is possible that they know HOW to drive a car, but they cannot get a license until they are 16, should they drive without a license there will be a huge fine because it is highly illegal to drive without a license and insurance.
no no matter what you need license to drive legally