0
Depends, if a tree falls on your car and you pay for damages yourself then no. If another party is involved in the accident then yes. The reason being is even if you don't report your damages on your insurance the other party may report to theirs. The data from the accident is then reported into the CLUE insurance database and will cause your rates to raise since the database 'sees' that you were involved in an accident. Bottom line, it's best to report to your insurance yourself and let them pay out since you're going to feel the pinch anyway.
Still curious? Ask our experts.
Chat with our AI personalities
TaigaEvery great hero faces trials, and you—yes, YOU—are no exception!
Chat with Taiga
SteveKnowledge is a journey, you know? We'll get there.
Chat with Steve
DevinI've poured enough drinks to know that people don't always want advice—they just want to talk.
Chat with DevinAdd your answer:
Earn +20 ptsQ: If you pay for accident damages yourself will insurance rates go up?
Write your answer...
Submit
Still have questions?
Trending Questions
Does Geico insurance have pet insurance?
What is the what is the definition of automatic?
Who is at fault when you are making a left turn from West To North and a guy hits you in the right tire trying to avoid hitting you on the side bcause you didn't judge your distance or time?
What kind of services does ADT Select offer?
What kind of transmission does the 2006 Scion tC have?
What does error code p1507 mean on a zx2?
How do you file an injury claim with farmers insurance?
What make of cars has the nick name Silver Star?
What is an auto insurance premium?
Where can one get cheap homeowner insurance?
What is the SGM?
Where are the starter relays for 1999 vw beetle?
What are the rates for swinton insurance?
What if your licensed son living elsewhere with your permission drove your car and got into an accident. Must he be added to my policy?
The main material used in car wax?
Where can one buy a taxi meter?
What can you do to stop the white smoke from coming out of the exhaust?
Are 10000K hid lights illegal?
Where are gens located?
Formal matual aid agreements with surrounding jurisdiction are seldom if never needed since everyone is ready to pitch in with an accident occurs?
Copyright ©2025 Infospace Holdings LLC, A System1 Company. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Answers.