0
Add your answer:
Earn +20 pts
Do insurance premiums go up if you take driving class?
If its a mandatory class (tickets, DUI, etc.) then yes. But if your trying to get your license then it actually goes down
How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?
It goes on your record and your insurance rates get adjusted.
Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?
yes. it goes on your record and insurance companys look at you record from time to time
Dose your insurance go up for driving a vehicle with an expired sticker?
Not usually, your insurance generally goes up when you have a moving violation.
Why should you obey speed limits?
You will get tickets if you don't and it is the law. Too many tickets means your insurance goes up and you can loose your license . Cars can also get impounded . Costs to not follow the law.
What happens if someone else is driving your car and he or she gets a speeding ticket?
The ticket goes on the actual driver's record, but unfortunately, it can be associated with your vehicle. In that case, your insurance carrier could consider it when calculating your rates. Why? Because even though you weren't driving, you assumed some risk when you allowed your car to be driven by someone who speeds. This is exactly the type of risk that insurance companies look for when making up rates. Actually there is no way the insurance company is going to find out unless you tell them. Tickets are not associated with tag numbers in any state. It only goes on the drivers record unless there is an accident with a loss.
I dont have traffic tickets but I want to do traffic school course to learn about safety driving tips. Can I do the course or not?
YES you can take a traffic school class just to learn more about safety. But you can also take something called Defensive Driving....which goes above and beyond regular traffic school by teaching you how to avoid accidents. In fact most insurance companies will give a dicount on your rates for completing a defensive driving course.
Does my insurance premium go up if you are involved on an accident which i borrowed a friends car?
If the accident goes on your driving record, yes.
Will you get points on your license or will your insurance be notified for a first speeding fine in Illinois?
== == ANY CONVICTION goes on your insurance record, except parking tickets. Every insurance company checks a driver's record annually by computer, before they send you your new rate for the year ahead.
If you get a speeding ticket while driving somebody elses car will their insurance go high?
The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.
Will you lose your insurance for a speeding ticket in Florida?
depends on how many speeding tickets you have. your rates may go up and yes, you can lose your insurance. if that happens it is hard to get insured and you will have topay higher premiums until the ticket goes off your record.
Will AARP cover a minor accident if someone else was driving your car?
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
