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If you got into an accident that was the other driver's fault and can his insurance decline repairs to your car?
I'm unsure if you mean the other carrier is denying liability, or they've totaled your car and are refusing to repair it.
If they're denying liability, and you believe the other driver is at-fault, you have a couple of options. One, you can go through your own carrier (if you have full coverage), and they will complete their investigation and probably subrogate (ie, ask for their money back). If you don't have full coverage, and your carrier can't help you, you'll likely need to initiate a small claims action in court.
If the at-fault carrier has totaled your vehicle, but you're wanting it repaired instead, keep in mind that any insurance carrier will only pay you up to the actual-cash-value of the vehicle. If the repairs and related expenses (rental, supplements, etc.) get to a certain percentage of the actual-cash-value, almost any insurance carrier will total the vehicle.
What else can I help you with?
Do you pay a deductible if the accident was the other drivers fault and their insurance is paying for repairs?
Yes, you do.
Why is auto insurance mandatory?
Driving is considered a privilege and not a right. Because it is a privilege drivers are required to prove they are financially responsible. Mandatory auto insurance is proof that drivers are financially responsible to cover damages or injuries in the event of an accident. Because most drivers cannot reasonably pay for the cost of repairs and medical bills they cause in an at fault accident, states require auto insurance to protect both third party drivers and the policyholder.
If both drivers in an accident are uninsured does it matter who was at fault?
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.
In a car accident and no insurance?
Then you are going to be out of pocket. For the repairs and possibly a fine.
Whose insurance should you call after an accident?
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
If you have an auto accident and don't have insurance will the person responsible for the accident insurance pay for your repairs?
dont do nothing just relax and watch a movie
Can you refuse to have an insurance company carry out repairs to your van and do them yourself after an rta?
after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
If you are in an accident in Texas and it is your fault will your insurance cover your car repairs?
Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.
How do you get an accident claim against own car when the car is fully insured?
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
Will your auto insurance company pay for repairs if the total amount of repairs is more than what the car is worth?
In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.
accident,mileage,repairs?
accident,mileage,repairs
How does car insurance work after an accident?
The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.
