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If you file a homeowner's claim then switch to another insurance company will they find out about the claim against the old company?
Wiki User
∙ 17y ago
Yes. If you filed a claim a "PILR" and/or "CIB" check would alert the insurer of any and all prior claims made.
Wiki User
∙ 17y ago
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Is it illegal for a homeowners insurance company to drop you?
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
Are snowmobiles covered on your Homeowners insurance policy?
depending on you insurance company... I know my snowmobiles are covered on my homeowners
Where can you get homeowners insurance for a home that has had a fire?
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
Do you have to have your house inspected to get homeowners insurance?
The insurance company reserves that right.
Can Non driver homeowners insurance be on a drivers auto insurance?
Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.
What will happen if someone sues your homeowners insurance How will this affect me?
First the suit will not be filed against the insurance company but against you as the homeowner. Your insurance company will come in and protect you from the suit. This is covered under your liability section of the insurance policy. Your coverage includes legal fees in addition to the amount of coverage on your liability section.
Does homeowners insurance cover termite damage?
Usually not. Check your policy for Perils Insured Against, and Exceptions. Call your insurance company. If they say it is not covered, ask where it says that in the policy.
Hard to insure homeowner's insurance?
Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.
Can a claim against your homeowners be cancelled after it has been reported?
Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.
What types of homeowners insurance does the company Chubb offer?
Standard home insurance and valuables insurance are two of the different types of homeowners insurance available to customers that are offered from Chubb.
Can your insurance company raise your homeowners deductible without you consent?
it depends on the company
Will your homeowners insurance go up if you file a claim?
Usually not. Most companies do not rate up for a claim. However, at this time it is very hard to get homeowners insurance at a good rate if you are cancelled by another company or if you have claims it is hard to move to another company. Insurance goes in cycles. For the past few years insurance companies have been loosing money on homeowners insurance so they have become much more careful with their underwriting. It is easier to get car insurance than home insurance. Most companies will not even write home insurance unless you also give them your auto insurance.
