Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
If you file a claim with your insurance company for your own damage (if you have collision insurance) yes...probably.
You need to contact the claims department and they will have you go to the shop of their choice.
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
if i was backing out of my own driveway and slid on ice and hit a relatives car will my insurance go up
Mostly because most states won't give you a tag for your car without you having liability insurance on the car. if you cause a wreck the insurance pays for the damage you caused and if you don't have enough coverage the injured party may go to court and sue you for some more money. Liability insurance does not pay for damage to your car. To get insurance you have to have a drivers license. If you get checked at a road block and have no insurance your car goes to jail and you may also. Comprehensive insurance pays for damage to your car. You have a twenty thousand dollar car and wreck it or someone else wrecks it then you get it repaired by the insurance company.
It depends on who caused the damage, and what the agreement with insurance is.
nope.
go to small claims or take it up with the drivers car insurance.
Yes, it is mandatory to have a car insurance if you own a car. To gain the right to drive on public roads, you need to get your car insured before you make the purchase. Visit turtlemint to go through various options of car insurance.
Yes, if you have a g license. But be prepared for a pricey insurance, especially if you are a guy. The faster the car can go, the higher the insurance will be.
Being listed as a driver on one auto policy will not hurt you when you go to get your own policy. If you have a car that you own, and you are listing that on your policy, you should be very careful as you cannot insure a vehicle you do not own. If you have an accident, you daughter's auto insurance will not cover a car that you own unless she is a co-owner on your car's title.