Wiki User
∙ 16y agoNO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were At Fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.
Wiki User
∙ 16y agoWhen this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Anybody involved in an accident. Damages are covered regardless of fault.
Sue
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
It does not matter if he was drunk or had no insurance. We would need the details of how the accident happened.
yes
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
Yes,, That's what it's for. It pays for damages you caused to another.
yes
yes
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.