Here are opinions and answers from FAQ Farmers:
You can buy auto insurance after a DUI, however it will be more expensisve. If your license is revoked, you cannot get insurance.
A DUI will adversely affect your insurance regardless, but the degree of effectiveness depends on your history and your insurance company.
Yes you can. In fact, some states will require you to carry insurance in the form of an SR22 after a DUI.
No.
Many companies will not offer auto insurance to drivers who have been convicted of a DUI. GMAC and The General are two companies who will insure such drivers.
yes they can obtain high risk auto insurance.
No. The loan on your car has nothing to do with a DUI. If you do get a DUI, most probably your insurance renewal premium will go up a lot. But, your insurance has no reason to cover your auto loan. It is up to you to make your loan payments with or without a DUI on your record.
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.
3 to 5 years depending on your Insurance Companies rating guidelines.
You can get a normal insurance policy if you have been convicted of DUI in New Jersey. You however, will also be charged a surcharge of $1000 a year for a total of 3 years.
It is not easy to qualify for disability insurance if you have a recent DUI. The logic behind this is that you are at greater risk of suffering a disability if you are injured in a car accident and you are more likely to have a car accident if you have a history of DUI. If you are asking about whether or not your employer's auto liability insurance will cover you, then the answer is "probably not" if your DUI is recent (3 years or less).
The rates won't go up; they will cancel your insurance instead. Personal knowledge.