If you are charged with a DUI how does it affect your auto insurance?

Answer 1

DUI Affect on Auto Insurance

Here are opinions and answers from FAQ Farmers:

• You will probably lose it. But, since you will probably also lose your drivers license, you don't need it.

• It depends on the insurance company. Despite popular controversy there is no guarentee of what exactly will happen. When it's time to renew your policy, the rates may be considerably higher and in some cases could be cancelled. Some companies will still insure you and may even provide you an SR-22 certificate of financial responsibility.

• My insurance went up $39 for a six-month period because it was my first offense and PA has a accelerated rehabilitation program.

• If you are in the State of California you will need to obtain an sr22 filing from your current insurance company.

• I am a agent with a large company, we do not cancel a policy with a first offense but we are very hard on our members. Plan on getting a second job to pay for your premium or finding a nice bicycle.

• In the State of Florida, your car insurance could go up as much as 200-300% if you are convicted for DUI. In order to reinstate your driving privilege with the DMV after a DUI conviction, you will be required to obtain a "FR-44" form from your insurance company. The insurance company could cancel your policy if they do not provide "high risk" policies. If your current policy is canceled, that can cause a double whammy when you try to obtain insurance from another company. Many "high risk" auto insurance company provide this insurance after a DUI conviction, but it will cost you. The FR-44 form proves that you have obtained insurance with the following policy limits: $100,000, because of bodily injury to, or death of any one person, $300,000 for similar liability for two or more persons in any one crash and in the amount of $50,000 because of property damage liability in any one crash, or combined single limits of $350,000 to the extent of the above limits.

Answer 2

If you are convicted of DUI your insurance company will likely raise your premium. Normally the increased rate lasts three years. If you got a traffic ticket in the state of California, you may be able to dismiss your ticket by enrolling in California traffic school. Not every infraction is eligible for dismissal via traffic school, however, so a quick guide for how you can get approved to dismiss your California ticket is to hire Traffic Removal Services to fight or remove a speeding ticket permanently and safely from your records. Traffic Removal Services helped me remove my traffic tickets, so i did not have to use the traffic school because that won’t erase it completely. if you need help to clean your driving records or fall in a state that doesn’t permit the removal of points through the traffic school, file a complaint with (drivingrecords @ consultant. com).