Depends on your driving record. If you have had another claim in the last 2 years more than likely it would be in your best interest to just pay it out of pocket. Of course that depends on what it will cost to repair. A fender bender can be very expensive on modern cars. And then there is the personnel injury the other party may sue you for in the future. They may even come up with other hidden damages to the vehicle. Only you can determine if there is just slight damage. You may also have a deductible that would come into play, and if if your file a claim you end up paying through the deductible. If, in the end you decide to pay this out of pocket, make sure you get a signed release from the person who owns the other car you damaged. Have a lawyer draw up a release form that will release you from all future claims against you. When you pay this have it notarized and make copies. If they refuse to sign the release form, do not give them one dime until they do sign. Keep them in a safe place like a bank lock box, for at least 7 years. A fender bender can cost you dearly if you do not protect yourself.
you should always inform the insurer, regardless of the plans to have the other party pay out of pocket. You would not be wise to neglect doing so, as the insurers tend to run reports annually and will inevitably find out anyway.
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Bushwacker offers the following five flare styles; Street Style, OE Style, Extend-A-Fender, Pocket Style, and Cut-Out. You pick the style you want and then the make and model of the vehicle.
By using the turtle god tO reflect damage, I think
Do the right thing and pay for the damage you caused out of your own pocket.
the uninsured automobile owner rhas to pay out of pocket for the damage
Yes; as long as you have collision coverage for your vehicle. You will only be out of pocket for your deductible.
By law they have to pay for it! That's why you have it.
You can pocket the money but you will forfeit any recoverable depreciation that was withheld and if the damaged item, lets say roof, gets damaged again or if the damage gets worse, they won't pay for it again and you will be stuck with the bill.
To avoid cell phone damage at airport security, place the cell phone in the basket at the security station. Do not put the phone in your pocket or in your purse or bag.
If an accident occurred, it is not uncommon to find damage after the fact. Even in slower collision, there can be damage underneath the bumper of the vehicle. Happens all the time. In those circumstance, the party at fault can choose to either pay out of pocket for the damage or file the claim with their insurance company.