If the other driver is at fault in a collision and does not have insurance what do I do?

Answer 1

You should be able to win a settlement in court if it really was their fault. Hopefully, you have uninsured motorist coverage, in which case I think your insurance company will help you financially and go to court for you. Ask an insurance agent for more information. (I personally like State Farm, but that mightbe because my dad is an agent. :-) )

In the UK - the Motor Insurers Bureau will pay compensation for your personal injury and vehicle damage if a driver of the vehicle who caused the accident was uninsured or untraced. It is best to use a specialist RTA solicitor to help you make this type of claim. Generally - your solicitor's legal costs can also be claimed from the MIB. See the related link entitled Motor Insurers Bureau below to go direct to the MIB website.