You and your insurance company are responsible.
Is the parking space a rental parking space, or is it the parking space for your rental apartment/home? In the case of the former, you have the right to ask your landlord for a different parking space, especially if you're the one paying its rental. In the case of the latter, unless that parking space is assigned to you -- that which you may ask to change -- then you need to park somewhere else. But in neither case is the landlord responsible for any damages that occur to your vehicle. Your car insurance or renters insurance should take care of that problem, save any deductibles
your auto insurance
If they were not parked illegally then they are not responsible for your accident.
No, parking tickets do NOT affect your car insurance rate.
If the damage happened on their parking lot I would hold them responsible. Otherwise your own insurance will need to deal with it.
No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.
The person who is backing out of the parking space
Not in a public parking lot. But if it is a controlled parking low where the employees park and retrieve the cars, the lot owner is responsible. He probably has a sign posted saying he is not responsible for accidents, but he is.
Generally parking violation will not effect your insurance. These are not considered moving violations and thererfore will not increase the premiums.
■A restaurant checks your coat but your ticket states they are not responsible for loss or damage ■A parking lot agreement where the parking lot says it is not responsible for loss of contents or damage to the vehicle ■A drycleaner who says they are not responsible for changes in the color or texture of the garments ■A provision in a lease where the landlord says he is not responsible for damage, injury, or loss which occurs on the property ■A clause in a trust agreement which relieves the trustee from liability resulting from any act performed in good faith under the trust
The person who stole the car is at fault. If you are trying to place blame on the parking garage, I suggest you read their parking agreement. I would bet they state clearly they are not responsible for stolen vehicles. If they do not, you may have a case. But you would have to prove they did not use reasonable care in protecting your vehicle. Do you not have insurance?