If an insured driver wrecks an uninsured vehicle who pays?

Answer 1

I was recently in an accident & had no insurance. The person that rear-ended me was 100% at fault, which he admitted at the scene, and his insurance company paid for my car (which was totalled) and my rental. At the end of the day, he was at fault.Her company did not insure your vehicle and owes you nothing. Never, never, never let anyone drive your vehicle if you don't have insurance on it (inlcuding yourself!)

Above answer is probably wrong. If the other vehicle has liability insurance, which is required in most states, and is determined to be At Fault, that person's insurance will cover the repairs or replacement of your vehicle.