Above answer is probably wrong. If the other vehicle has liability insurance, which is required in most states, and is determined to be At Fault, that person's insurance will cover the repairs or replacement of your vehicle.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.
The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.
No. It's insured by the repossesor. Matter of fact if he wrecks it he has to pay.
who ever's name is on the note. you may have to take them to small claims court.
no
If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver.
No. A cosigner is just responsible for paying it off if the negligent driver wrecks it and and can't work to make the payments.
This is often a means for the insurance company to cash in on both sides of the claim. If the uninsured driver caused the collision then they need to be charged by the police or the party who was hit needs to request charges pressed against the party at fault and this needs to go through court, in the mean while the insurance company needs to be told that they cant proceed until the trial is completed and a judgment handed out by the courts. In the case of one State or Province having one insurance company this is often done to settle claims faster and double end the cost to two drivers or two insured parties. There is no such thing as a no fault motor vehicle incident, someone is always at fault and the police should be involved so that no one gets hosed by the insurance company. Dont settle call a lawyer
If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there is. In other words, you are responsible because you loaned him the car.
If the permitted driver was issued a violation then they are clearly at fault. The insurer of the vehicle he is driving has the primary liability, no fault states have special rules for the recovery of damages. If there is no insurance then the title holder of the vehicle the premitted driver was driving is liable, they may be able to recover from the minors parents.
Generally speaking, the personal auto liability coverage follows the car, not the driver. The driver had your permission which in legal terms, means you agree and accept there may be consequences.