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notify homeowner in writing via certified mail - then file suit (if you don't hear in 30 to 60 days even then I would send a 2nd letter) - you cannot force a homeowner to turn over to HO carrier - although it is usually in their best interest to do so

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14y ago

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Does home owners insurance cover personal injury you caused to someone?

The liability portion of your homeowners insurance policy will cover costs of legal defense, (attorneys fees) and resulting judgements if you are found liable for accidental injury to another while they are in your home or on your property. It will not cover intentional injury though.


Does arbella insurance provide good coverage?

Arbella provides personal insurance coverage including homeowners, fire, watercraft, bodily injury, or property damage. It also offers business insurance for business owners, automobiles, and crime.


Does Home owners insurance cover bodily injury for family members?

No, That's what you major medical insurance policy is for.


What incidents do AAMI Insurance take care of?

AAMI's car insurance coverage includes both Green Slip or Compulsory Third Party (CTP) insurance policies as well as Third Party Property Damage Car Insurance. A CTP policy provides coverage to auto owners and drivers for legal liability in the event of a personal injury claim. If the policyholder is held legally liable for injury to another person due to a car accident, CTP will cover the personal injury claim.


Who is liable for any injury or damage caused by the reckless or negligent operation of a vessel?

This would be personal boat insurance if it is caused by a personal recreation boating. Larger vessels are also covered by insurance to protect the owners for loss of the vessel itself, to protect owners of cargo for their losses incurred in shipping, and to cover others if the vessel hits and caused damage to another vessel, docks, etc.


Is content insurance just like home owners insurance?

Content insurance differs from home owners insurance in the type of polocies offered. While home insurance concentrates on the actual home structure, content insurance concentrates on personal possesions within the home.


Is Auto Owners Insurance Company a parent company of Utica Mutual Insurance Group?

No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica


Can I sue my neighbor for filing fraudulent claim against my home owners insurance?

It is up to the insurance company to seek damages, not you.


In Florida No-Fault insurance is optional for owners of a vehicle.?

In Florida, No-Fault insurance, also known as Personal Injury Protection (PIP), is not mandatory for vehicle owners, making it optional. This means drivers can choose whether to carry PIP coverage, which typically covers medical expenses and lost wages regardless of fault in an accident. However, opting out of No-Fault insurance could leave drivers financially vulnerable in case of an accident. It's essential for vehicle owners to weigh the risks and benefits before deciding on their insurance coverage.


In Florida No fault insurance is optional for owners of a vehicle?

In Florida, no-fault insurance, known as Personal Injury Protection (PIP), is mandatory for all drivers, but the state does allow vehicle owners to opt out of it under certain conditions. However, if they choose to opt out, they must have another form of insurance that meets the state's minimum liability requirements. While no-fault insurance covers medical expenses and lost wages regardless of fault in an accident, opting out may expose drivers to higher risks if they are involved in an accident. It's essential for vehicle owners to carefully consider their insurance options and the potential consequences of opting out.


Will home owners Insurance cover tools in a vehicle that was stolen?

Yes under personal property/contents


Are there risks when having professional indemnity insurance?

The only risk of not having professional indemnity insurance is getting caught without it. This valuable coverage insures and covers small to large business owners and their employees against lawsuits, damages,personal injuries and much more.

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