The liability portion of your homeowners insurance policy will cover costs of legal defense, (attorneys fees) and resulting judgements if you are found liable for accidental injury to another while they are in your home or on your property. It will not cover intentional injury though.
Arbella provides personal insurance coverage including homeowners, fire, watercraft, bodily injury, or property damage. It also offers business insurance for business owners, automobiles, and crime.
No, That's what you major medical insurance policy is for.
AAMI's car insurance coverage includes both Green Slip or Compulsory Third Party (CTP) insurance policies as well as Third Party Property Damage Car Insurance. A CTP policy provides coverage to auto owners and drivers for legal liability in the event of a personal injury claim. If the policyholder is held legally liable for injury to another person due to a car accident, CTP will cover the personal injury claim.
This would be personal boat insurance if it is caused by a personal recreation boating. Larger vessels are also covered by insurance to protect the owners for loss of the vessel itself, to protect owners of cargo for their losses incurred in shipping, and to cover others if the vessel hits and caused damage to another vessel, docks, etc.
Content insurance differs from home owners insurance in the type of polocies offered. While home insurance concentrates on the actual home structure, content insurance concentrates on personal possesions within the home.
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
It is up to the insurance company to seek damages, not you.
Yes under personal property/contents
The only risk of not having professional indemnity insurance is getting caught without it. This valuable coverage insures and covers small to large business owners and their employees against lawsuits, damages,personal injuries and much more.
The state of Florida requires a bare minimum coverage which is $10,000 personal injury protection (PIP). Also the State of Florida requires that Florida Car Owners have coverage for $10,000 property damage liability (PDL).
Yes, if you carry liability insurance on your homeowners policy and you are found liable for an injury to another while on it your insurance company would respond to a notice of loss.