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What are the legal requirements for insurance for rented property?
There are no mandatory legal requirements for insurance for rented property. However it is advisable to review your homeowners insurance if renting out the property or part of it is covered. If it isn't covered you should get a landlord insurance policy in order to be safe.
What are the requirements to file a life insurance claim?
To file a life insurance claim, a call can be made to the insurance agent of the policy who can help fill out any necessary forms. Certified copies of the death certificate should be submitted with the life insurance policy.
What are the requirements to add your spouce to your auto insurance policy?
It's very easy, you can call your insurance agent or your insurance companies service department and they should it add him/her right away.
How much time you do have to file a claim with your insurance company?
You should be able to find that information in the policy terms.If not you should contact your agent. Insurance companies have their own guidelines, requirements concerning these matters.
Can and should you have more than one life insurance policy?
Yes in many cases you can and probably should have more than one policy. It is all subject to your own specific needs and requirements. This is something you should discuss with a good broker!
My child is going away to school do i need to purchase separate tenants insurance?
Check with your agent or broker. If you have a comprehensive policy there should be coverage
When a married couple has two cars should they have one combined auto insurance policy or two separate policies?
You need to have one policy that way you will be eligible for the "multi-car discount"
How can i find out if i had insurance with you?
You should review your insurance policy. The name of your insurer will be displayed on your policy declarations page.
Accidental life insurance covers death by homicide?
Your life insurance policy should contain a provision that stipulates if the policy covers death by homicide. It really varies from policy to policy, depends on the insurance company, etc.
Does homeowners insurance cover a sewer backup?
It should. You should request a policy review with your agent. It has to be stated in the policy what is and is not covered. <><><> DO review your policy with your agent. Sewer Backup is typically EXCLUDED from most homeowner's insurance. It CAN be added to a homeowner's policy. Have you read your policy?
At what age should my teen get his own auto insurance policy in Rhode Island?
A teen in Rhode Island should get their own auto insurance policy when they get a car in their name.
Who pays insurance on a rental home?
The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings.
