They will have a pink card stating the insurance company on it still, as long as the accident happened in the one day they were insured.
straight away
You have 1 Year after a minor accident to have a claim
One should make an auto insurance claim after an accident right after the incident occurs. If you wait, witnesses might forget what happened or leave and injuries may not be documented well.
What type of claim? Damage or injury?
You can file a claim up to a year after your accident. It is best to do it right away and not wait as this can weaken your claim and cause other issues.
One would think that a claim should be filed as soon as possible - why someone would deliberately wait for weeks and weeks to file the claim creates questions about the validity of such claims.
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
The average time it takes to settle an accident claim is 2-4 weeks, depending on how quickly the adjuster can look at your vehicle.
Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.
The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long as it takes someone in the coverage dpt to determine that there was coverage on the date of loss). However, if the insurance was lapsed on the day of the accident, this will, of course, cause there to be no coverage for the accident.
In the state of Arizona, there is no specified time limit in which an insurance company has to settle a claim with an insured party or with a third party that has filed a claim. An individual does have a time limit of two years in which to file a lawsuit against the driver who was at fault in an accident.