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How does a slab leak and damage usually get covered by the ins co?
Wiki User
∙ 13y ago
The short answer is maybe. If they do cover it, there will be some qualifications, and only a claims adjuster for your company can tell you for sure. Your leak will need to be inside the walls of your foundation. You don't have yard insurance, you have home insurance so a leak on your service line outside of the foundation will not be covered. Sorry, but on the bright side, if that is your leak problem, it is likely the least expensive kind of hidden underground leak to repair. If the leak is on the pressure side of your Plumbing and the water under the house comes up through the slab and causes damage to your home or belongings, some portion of the work is very likely to be covered.
If you do not have damage to the above slab portions of your home, and the leak is inside the walls of the foundation, you may still be in luck. When you call your adjuster, they may say that they will pay to find the leak, but not to repair the leak. Have no fear! This means that the company will likely pay for the leak detection, pay to remove the slab, and whatever fill stands in the way of repairing the pipe. The company will likely not pay for the actual cutting of the pipe, the pipe and fittings to repair the leak, and the labor to repair the pipe. Then they are likely to cover the cost of fixing your home back to the original shape it was in before the work was started.
Only a claims adjuster can tell you for sure, and some companies may not cover any of this at all. If you have had a slab leak problem, please write and let us know how your experience was. Who is your insurance company, and was your leak a covered claim?
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∙ 13y ago
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How do you fix your pool if the slab of cement at the steps into the pool is sinking and you're afraid that it will push the steps into the pool and damage the structure?
You first of all have to find out what is causing the slab to heave. If you fix the slab then within a two year period you will be redoing the slab again. You may have a leak in the plumbing of the pool or a leak in the house plumbing or to the garden hose. Fix all the leaks and then replace the slab.
Is it cheaper to have a basement covered under insurance or a slab foundation?
A slab is cheaper to build than a basement. The basement will give more space but is more likely to leak and more can go wrong.
If I have a water leak underneath the slab of my bathroom will the slab need to be broken in order to repair it?
I think I have a water leak in my bathroom under the slab. Will a plumber have to break my slab to fix it?
Will state farm cover water leak under slab?
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. Please contribute to it to help us create a comprehensive database of insurance company slab leak experiences.
Does state farm cover slab leaks?
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered.
What exactly is a slab leak and is it the same as a belly in the sewer line?
A leak in the slab is an under ground stream or broken line under the slab. It is NOT the same as a belly in a sewer line.
Should you pay for slab insurance when the insurance company say they will not pay a claim if the slab cracked and caused a leak?
If you have a history of slab leaks, slab insurance may be the way to go. If your leaks are caused by earthquakes, then you may want to have the insurance, but it is not the most common, overall, for a slab leak to be caused by shifting/cracked slab. Your decision should be based on whether you think there is a good chance that a slab leak will happen again.
Does state farm cover under slab leaks?
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. PLEase contribute to it to help us create a comprehensive database of insurance company slab leak experiences.
What are symptoms of a slab leak?
A high water bill or wet spots in the yard are often the first indications of a slab leak. You could even come home one day and find water coming up from under the slab floor of your home. This is clearly the most obvious symptom of a slab leak. Once you think you have a leak, you need to determine if you have a leak anywhere in your home this will not be as severe as a slab leak. Check to make sure that your faucets, toilets, showers, hoses, ice-makers etc are not using water. Once you have determined that nothing visible is leaking, look at the water meter. The leak Indicator is a small triangle or star on the face of the meter, and if it is moving, even slowly, you have a leak somewhere. If you turn of the shut-off valve (often near the ground in a closet or near the hot water heater) to close it, and the leak indicator stops, then the leak is on a supply line to a fixture in your home. The shut-off valve often appears to go nowhere. It comes out of the wall, an perhaps splits off prior to going straight back into the wall or slab floor. If the leak indicator does not stop when you close the shut-off valve, the leak is on the service line into your home, and may or may not be under your slab, but is definitely under the ground. Movement on the leak indicator usually means a good deal of water is leaking, and you should see water coming from a wall or perhaps out of the floor. If you have no visible water, and constant movement on the indicator, a slab leak is a good bet. A leak detection company can help you find it, and get it repaired. More information us available at our blog for slab leak detection. It has more information on how to find slab leaks, what are slab leaks, and how to pay for slab leaks.
How do you detect if it is a slab leak?
First, you need to determine if you have a leak anywhere in your home. Check to make sure that your faucets, toilets, showers, hoses, ice-makers etc are not using water. Once you have determined that nothing visible is leaking, look at the water meter. The leak Indicator is a small triangle or star on the face of the meter, and if it is moving, even slowly, you have a leak somewhere. If you turn of the shut-off valve (often near the ground in a closet or near the hot water heater) to close it, and the leak indicator stops, then the leak is on a supply line to a fixture in your home. The shut-off valve often appears to go nowhere. It comes out of the wall, an perhaps splits off prior to going straight back into the wall or slab floor. If the leak indicator does not stop when you close the shut-off valve, the leak is on the service line into your home, and may or may not be under your slab, but is definitely under the ground. Movement on the leak indicator usually means a good deal of water is leaking, and you should see water coming from a wall or perhaps out of the floor. If you have no visible water, and constant movement on the indicator, a slab leak is a good bet. A leak detection company can help you find it, and get it repaired. More information us available at our blog for slab leak detection. It has more information on how to find slab leaks, what are slab leaks, and how to pay for slab leaks.
Is the contractor or builder responsible for pipe leak in slab?
The builder.
Can mud injection equipment be used to repair a leak in a slab on grade foundation?
Yes, mud injection can be used to repair a leak in a slab of foundation. Often it is the cheapest fix available.
