A lightning strike has very much the same effect on electrical appliances as a power surge. An electrician will not easily tell the damage from these two events apart. Insurance covers for lightning, not for a power surge. So in short, claim for lightning damage, not power surge damage.
good way to get hit with an insurance fraud charge
Without anything damaged, lost or stolen there is nothing to claim.
It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.
The tow company is responsible for damage they did to the vehicle, if they claim they didn't do it you have to prove it and make a claim/sue them, otherwise you need to claim it on your insurance.
Yes you can withdraw your claim, but once reported, the damage and the claim filing are still on record.
Call your insurance company and get a claim started.
It just counts on what your insurance clam is.
no
If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.
You can take back a claim for damage to your own property. You can't take back a claim where you are liable for damage to another party.
When you file an insurance claim, you are requesting financial compensation for a covered loss or damage. The process typically involves notifying your insurance company, providing documentation of the incident, and working with an adjuster to assess the claim. The insurance company will then review the information and determine if the claim is valid and how much compensation is owed. If approved, the insurance company will issue a payment to cover the loss or damage.
Absolutely