You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them.
You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage.
If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found At Fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits.
Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Ask them. If they want to tell you they will.
Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.
In order to find out how much homeowners insurance is, one would need to contact an insurance provider. There is no obligation to buy the insurance but an insurance quote can be provided.
Contact an agent in your area, they will be best equiped to answer this.
You will have to ask them for it.
NO, of course not. It is not possible to liable to ones self. Your homeowners Liability coverage will pay the cost of defending you in court if someone brings a suit against you. It would also pay for certain judgements won against you should the court find you liable. In order to file suit against your own homeowners liability insurance you would basically have to sue yourself. I'm sure that any judge would throw the case out just before he orders you to seek psychiatric treatment.
Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.
This is not common like Homeowners, so you will probably have the best luck going to an independent insurance agent with access to a few MGA's (Managing General Agencies) who have access to a Liability market (insurance company) for this. You might also consider Animal Mortality coverage. See link below.
One can find a quote for employer's liability insurance online at various websites. One can get quotes for employer's liability insurance at websites such as Compare the Market, MoneySupermarket, and AXA Insurance.
My sister recently had a cracked slab. Her insurance did not cover it, but the builder's insurance did. Builder's insurance is usually 10 years, so I guess it would depend on the age of your home. I would also find out the cause of the crack and weather or not there is product liability insurance involved. There are numerous variables that can cause a liability situation to an insurance company or insured. I would call a contractor to find out the cause of the crack. http://www.fhia.com
There are several companies that offer homeowners insurance. Allstate and State Farm are two of many companies. If you look in your yellow pages, you can find several insurance companies offering homeowners insurance.
An insurance broker or agent licensed in your state can help you find liability insurance for your HVAC Company.