How do you find your neighbors homeowners insurance for liability?

Answer 1

You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them.

You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage.

If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found At Fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits.

Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.