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How can you sue the other person that hit your car even when the insurance has says they have no fault?
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Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?
No. If the accident was your fault, you can not get money from the other person's car insurance.
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
What if the other insurance company says they are not going to pay this claim and that you need to file with your own company even though the other person was at fault and was cited?
File with your own company anyways. They have a 'no fault' claim that they will pay for you now, and it will be up to them to collect the money from the other company when it is resolved who is at fault.
I was in a car accident. The lady was at fault and since I did not get a police report AAA said that I was 50% fault. Can I get the other 50% from my coverage even though I do not have full liability?
No the insurance would only cover damages to the other person in this case.
What can you do if you got hit and it wasn't your fault but the other person didn't have insurance?
You can take the other person to court and hopefully get a judgment against them. But even this is no guarantee you'll ever get anything from them. If you have collision, comprehensive, and medical, you should be able to collect from your insurance company and let them sue the at-fault party. Normally, you are required to have uninsured motorist coverage, check your policy. Then talk to an attorney. It involves suing your own insurance company but is still a not at fault accident.
Are you responsible for the deductible on the insurance of the car you hit if you do not have insurance?
If you were legally at fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.
If your parked car was hit by an at fault driver and filed a claim with your full coverage insurance will it go up?
Yes, anytime you make a claim to YOUR insurance, it will go up. That's how they get their money back. If you don't submit a claim to them, then no. I do not necessarily agree with the answer above. What you did not indicate in your question was did the person at fault have insurance. If they did then even though you filed a claim and your carrier paid you, they would likely recover from the at fault person's insurance. In this circumstance you insurance should not go up.
Does the insurance cover even if the other person didn' t have insurance?
It depends on the state and the type of insurance you are referring to.
Is an unlicensed driver automatically at fault?
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
