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Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
What else can I help you with?
How do you get auto insurance for accident prone drivers?
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
Does liability insurance cover other drivers in the event of an accident?
Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.
Will auto insurance cover you in an accident if you do not have a drivers license?
True
Which car insurance company offers the best rates for teenage drivers in Michigan?
Check out http://michigancheapcarinsurance.org/ a great site for seekers of insurance in Michigan,with great rates for teenage drivers.
Which insurance companies offer car insurance quotes for Michigan drivers?
Almost all the major car insurance companies offer car insurance quotes in Michigan. State Farm, Geico, American Family, Liberty Mutual and All State will offer car insurance quotes online for Michigan drivers. In addition, Michigan drivers can head to a car insurance website like www.CarInsurance.com and obtain a quote from all major companies at the same time and compare the options.
If you get into a car accident and it is not your fault will your insurance go up?
Not if it is deemed to be 100% the other drivers fault and they have insurance.
Drivers become subject to the liability insurance law when accident damages amount to how much?
Drivers become subject to the liability insurance law when accident damages amount to a state-specific threshold, commonly set at around $500. This means that drivers must carry liability insurance coverage to pay for damages they cause in an accident, once the threshold is reached.
Car Insurance Accident Prone Driver?
There are many programs out there suited for accident prone drivers. Try progressive.
Are drunk drivers covered under their auto insurance policy in an accident?
Yes.
Does Michigan require car insurance?
The state of Michigan does require that all drivers have some car insurance. This includes either having liability or full policy coverage.
Do you pay a deductible if the accident was the other drivers fault and their insurance is paying for repairs?
Yes, you do.
What auto insurance do you bill if you where a passenger in auto accident?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
