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How can you get cleared if you are not at fault in an accident but the other driver's insurance company claims you are?
If you are not satisfied with the insurance companies, then you will have to go to court, which can be very time consuming and expensive, especially if you loose. Sometimes, you can just sue the other person for the amount that the 20% comes to in small claims court. Are you sure that what the witnesses and the other driver told you are what they told the police and the insurance investigators? Often they are not the same. Insurance companies want to pay as little as possible, and if they even think they can save 20%, they will try it.
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Police Report. Letter of expreience from your insurance company.. have them resubmit there information to CGI... this is in Ontario btw
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What auto insurance do you bill if you where a passenger in auto accident?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
How do you get auto insurance for accident prone drivers?
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
Do you have to have car insurance to be able to own a drivers license?
You don't have to have a car insurance at all. It's only your option but it's better for you/ if you have an accident the insurance company will pay it for you
What happens if the other driver fails to inform his insurance after an accident?
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
Economical auto insurance for accident prone driver?
Accident prone drivers who get into more accidents than the typical person cost the insurance company more money. Thus insurance companies charge higher insurance policy premiums to reflect this increased risk to them. You may also consider taking some safe drivers educational courses as well.
What can happen when you have full coverage on your car and lend your car to someone who has an expired drivers license and they get into an accident?
You can be sued, and your insurance company can deny the claim.
Will auto insurance cover you in an accident if you do not have a drivers license?
True
If unlicensed driver in New Jersey takes his mothers car without knowledge and gets in an accident what will happen with court and insurance?
Your mom could loose everything by being sued by the other drivers insurance company. Because you are unlicensed and took the car without permission her insurance company will not cover the accident and you are likely to get a ticket.
What happens if you get in an accident and the other driver does not have a drivers license?
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.
Does you auto insurance go up if someone with a drivers permit was driving your car and caused an accident while you were with them?
Boy does it ever. You should be sitting down when you get the letter from your insurance company. Sorry!
