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I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
What else can I help you with?
Can you be the main driver on Insurance on someone else's car?
Yes, as long as you inform the insurance company.
What happens if a unlisted driver is involved in accident but given permission?
If an unlisted driver is involved in an accident but had permission to drive the vehicle, the insurance policy may still cover the incident, depending on the specific terms and conditions of the policy. However, the insurer may investigate the circumstances and could potentially deny a claim if the unlisted driver is found to have violated any policy rules. It’s essential for vehicle owners to inform their insurance provider about all authorized drivers to ensure proper coverage. Additionally, the vehicle owner may face increased premiums or penalties for not having the driver listed.
If your daughter lets a friend drive your car and they have an accident who is responsible?
My boyfriend was driving my car and had an accident. My insurance company paid the damages but his insurance premiums went up. Mine did not increase. The points follow the driver. It has been a few years but I am not sure if it has changed. Your insurance agent should be able to inform you. I didn't want to call them at the time but I did and was assured even though they paid for it, I was not penalized nor were my premiums increased.
Can you report a car accident to the police three weeks after it happens?
You can always report it, weather they will fill your claim is dependent on a lot of things. Who was at fault, amount and type of damage, type of coverage, and insurance company. You should be sure if after a accident you choose not to inform your insurance company, as they require you to do so asap. Lot of things factor into this tho, no clear cut answer if you are wondering about coverage.
What happens if insurance replaces stolen items then the police recover and return the stolen items to you?
I recommend you contact your insurance company, and inform them of the recovered goods
Does the new driver of a car have to have insurance the day they get there liceance if there is insurance on the car they are driving?
The in force policy on the car covers all legal drivers however parents should inform the insurance co. of the new 16 year old driver it probably will raise your rate.
Do we need to inform other Insurance company about an existing insurance policy?
yes you need to inform them
What is the protocol for filing road accident claims?
If an individual has been in an accident, they should first call their insurance company. A good insurance company may send an agent to document the accident. If another motorist is involved, it is good to exchange information. Additionally, it is best to inform the police so traffic can be re-routed safely,
What can happen if you do not notify your insurance company that you are driving under a suspended license and have had an accident?
They will probably try to deny coverage on your claim. Did you inform them that your license was suspended? Probably not, I imagine.
What to do in a car accident?
Every state and situation is different, but typically the best thing to do is to attend to anyone who has been injured, call for the police, and then call any loved ones to inform them of your whereabouts and condition. After doing this, you will most likely need to get vital information from the other car that hit you, such as driver's license and insurance number. It can also be helpful to get a written testimony from anyone who was there to witness the accident.
After a car accident what do you do?
Every state and situation is different, but typically the best thing to do is to attend to anyone who has been injured, call for the police, and then call any loved ones to inform them of your whereabouts and condition. After doing this, you will most likely need to get vital information from the other car that hit you, such as driver's license and insurance number. It can also be helpful to get a written testimony from anyone who was there to witness the accident.
If you wreck and you are driving someone else's car what happens?
If you're at fault in the accident while driving someone else's car, the car owner's insurance typically covers the damages. However, the car owner's insurance premiums may increase as a result of the claim. It's important to inform the owner of the car and their insurance company about the accident as soon as possible.
