How are cars divided into insurance groups?

Answer 1

Cars are divided into insurance groups by such things age of car, price of car and make of car.If the car is a sporty car the insurance might feel it will be driven differently that a work, or family car.

Answer 2

The Group Rating Panel determines which cars fall into which insurance groups. Usually, the cars are placed into the categories based on cost of the car, cost of the parts, performance of the car, and car security.