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What if a car owner dies?
The car goes into the estate. The estate may sell the car to cover debt and costs. They may also transfer title to the appropriate party.
When a car owner dies does the auto insurance remain in effect until the expiration date and will it cover co-owners who drive the car?
You should speak with your insurance - things will be switched over.
What happens if you have no insurance and you totaled your car?
you will have to pay a debt and GET CAR INSURANCE
Can you drive a car in Florida if the owner has insurance on the car but you do not have car insurance?
no
Does your car insurance card stay with the car or with the car's owner?
car's owner (you paid for it) I believe it must be with the car. If you lend the car out how is the driver to prove insurance?
Who pays when driver is not the car owner but has car insurance?
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
How can I claim my insurance if your car dies?
Call the insurance company.
Does car insurance in Ohio follow the vehicle?
No. The insurance policy stays with the owner of the car. If the car is sold to another person, the NEW owner must obtain his own insurance.
Do you have to be the registered owner of a car to get insurance on it?
Yes. Only a registered owner of a car can get the insurance. The insurance policy document and registration documents of a car both should be in a name of one person. The mismatching of documents leads to legal complications. So it is important to ensure that to get insurance, you have to be the registered owner of a car.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?
No. Car insurance is insurance on the car not insurance on the driver.
What benefits would one derive from being the owner of car insurance?
The benefits about being the owner of car insurance is a lot of people buy car insurance that they get paid for. Cost of Insurance for a luxury car would be expensive and they get a lot of money.
