Does supplement insurance cover property damage?

Answer 1

I have been lightly researching this question for several years and am about to give it much more attention. The "exclusive remedy" laws were formulated in the early 20th century, and are antiquated by any standards. I have not found a state yet that does not have an "exclusive remedy" clause in their labor code. In other words, I believe all 50 states have this "escape from liability" for employers who carry workers compensation. However, not all states require employers to carry workers compensation. In these states the employers are able to "escape liability" if indeed they do carry workers compensation.