No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.
If YOUR belongings were in the friend's car and they were stolen, they are covered on YOUR homeowners or renters policy. If your friend's belongings were stolen from a car, HIS or HER homeowners/renters policy would pay.
No. Normally personal property stolen from a vehicle is covered by the contents coverage of your homeowner's or renters insurance. But in many homeowners and renter's policies there is a severe limit on the amount of cash covered or it may be excluded altogether.
Generally speaking car insurance companies do not cover the contents of your vehicle unless this coverage is specially added to your policy. In some cases, your homeowner's policy will cover the contents of your car.
No, it does not.
Yes under personal property/contents
Other than home owners insurance covering your primary residence where you live and rental property insurance covering a home that you rent to others there are a few differences in types of coverage. While most home owners policies cover the building you live in as well as your contents (TV, Clothes, etc...), most rental property policies cover only the building. This is because in a rental property situation you usually do not own the contents inside and the renters have renters insurance to cover their own contents.
You can obtain renters insurance that would cover damage to the contents. The homeowner should already have hazard insurance, so there is not any point in your trying to purchase that.
Yes, your insurance may go down. Make sure to iofnrm the renters they might want to consider renters insurance as your policy will only cover the dwelling but not the contents inside (the renters property). It's free to get a quote, and generally it's inexpensive.
No. That's what renters insurance is for.
no