No. Insurance does not cover mechanical problems.
cover
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
er damage caused by windows
Heck Yeah UNLESS your policy does not cover it
Yes.
No
It should but you need to specify which insurance you have.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Only if it was caused by a collision or sabotage.
Typically, standard homeowners insurance policies do not cover damage to a foundation caused by earthquakes. You would need to purchase a separate earthquake insurance policy or rider to have coverage for this type of damage.
It depends on what caused the black mold. Most insurance will not, it will probably only cover the damage that may have caused the mold if there was any.