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Does homeowners cover injuried guest?
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
Does homeowners insurance cover guest items stolen from your home?
No, Your home insurance policy is specific to the named insured(s) property and contents if covered.
If a guest were to fall and get injured in my home will my homeowner's insurance cover my guest?
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
Does homeowners insurance cover an injury caused by a guest?
It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.
Can a guest that was in your home when a criminal assault took place sue your homeowners insurance?
yes
Will homeowners insurance cover damage to a guest's car if the car was damaged during a windstorm by a basketball goalpost uprooted from the home owner's property?
Homeowner's insurance will not cover a guest's car, or even your own car. It is also very important you talk to your agent about all other motorized vehicles, including boats and ATVs, because you may not be covered for those either.
Does homeowners cover a fall of a guest?
No, The medical coverage portion of your policy (usually $500) is for minor injuries that can occur around the home and is specific to the named insureds. Your home insurance policy is not a replacement for major medical insurance. If your guest feels you are responsible for their injuries through your negligence then they could sue you for coverage under the liability portion of your home insurance policy.
Will homeowner's insurance cover the damage if you back into your guest's vehicle in your yard?
No
Does home owners cover if guest falls and breaks bones?
If your guest decides to sue you as the responsible party for his fall and subsequent broken bones. And, If you have liability coverage on your home insurance policy, Then your insurance company would provide legal defense for you and cover any resulting award to your guest up to the limits of your liability coverage.
Can your homeowners insurance be cancelled because a tenant allowed a guest dog over who bit him?
That is a liability issue and generally policies are not cancelled for liability. You of course required your tenants to get renters insurance so their own personal liability insurance would pay.
How can one get a guest house insurance?
Guest house insurance is quite an unpopular insurance however, it is not difficult to obtain. There are a huge number of insurance companies that offer insurance, including guest house insurance, such as 'Direct Line' and 'Premier Line'.
If someone other than a resident of your home falls on a step is your homeowners insurance responsible?
They could sue you for negligence and loss would be covered under your liability section of your homeowners policy. Also, they could recover doctors bills or medical for the incident under your guest medical coverage.
