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Can your homeowners insurance be cancelled because a tenant allowed a guest dog over who bit him?
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Can your homeowners insurance be cancelled because of an auto DUI conviction?
No.
Can homeowners insurance be cancelled because all sinkhole damages not repaired?
Yes, your homeowners insurance policy can be cancelled or non renewed if the insurer determines that your home or property has hazardous conditions. Especially if the homeowner has already collected on a claim and failed to make the necessary repairs.
Can House Insurance be cancelled because of hoarding?
No, Hoarding is not a covered peril. Homeowners insurance covers losses that result from the natural perils listed on your policy. Typical Perils are Wind, Hail, Fire, falling objects etc.
Can car insurance be cancelled because of old age?
no it can not
Can a homeowners policy be cancelled because of death?
Yes, unless the estate has made arrangements to continue the coverage.
Can your home owners insurance rates go up due to a claim of a natural disaster?
Generally homeowners policies are not increased due to claims. Perhaps a company may have a discount for being claim free that might make it go up after a claim because you loose the discount. One thing to remember is that a homeowners policy is made for big claims and not little claims. Claims history is judged by frequency as well as claim amounts. The easiest way to get cancelled is to start making small claims. I recommend keeping a $1000 deductible or higher and only use it for large losses. Homeowners Insurance is a loosing business for the last few years and the worst thing you can do is to get cancelled because it is getting harder and harder to find good homeowners insurance at a good rate.
Does homeowners insurance cover galvanized pipe?
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
When someone kills you with their car can you go after their homeowners insurance?
Nope! Because your dead!
Why don't homeowners like obtaining empty house insurance?
Homeowners do not like obtaining empty house insurance because they have to pay extra money even though they are not living there. This insurance is useful in protection against vandals and accidents.
Homeowners insurance and basement flooding?
If you are filing a homeowners insurance claim because your basement was flooded then be sure to be specific when making the claim because most homeowners do not have flood insurance. If your basement flooded as a result of a broken or leaky pipe or from some other cause from inside the home then you should be fine but if your basement was flooded as a result of an outside source then you may not.
Does homeowners insurance cover stolen ATVs?
No, because motorcycles & ATV's are motor vehicles.
What should a homeowner do if their homeowners insurance was cancelled because of a dog-bite claim for 25k?
Shop for a new insurance carrier. If still no luck, then it becomes what is referred to as "Assigned Risk". Generally, it takes 3 or more refusals to issue before that is considered. Assigned risk means that the state in which the property is located, assigned your policy to a insurance carrier. Very expensive, as you can imagine.
