0
it may, but this is considered a highly suspicious claim, potentially fraudulent, and any theft claim on any type of policy is not only setting yourself up for nonrenewal, but also you will not likely be able to change to another insurance company for three (3) years after filing such a claim (until it comes off your record). Reserve your policy for major losses; those you could not recover from without insurance. Don't risk losing your coverage, especially if you are with a 'preferred', major insurer where you will get the lowest rates, for incidental claims. Comment: Not a great answer. People lose jewelry all the time. I personally have over 50K of my jewelry insured under my home owner's not only for if my home is robbed or burned down, but if it is lost. A claim for lost jewelry is not "highly suspicious" so the above is not such a great answer.
Still curious? Ask our experts.
Chat with our AI personalities
Blake
Ross
ProfessorAdd your answer:
Earn +20 pts
Will homeowners insurance cover a lost wedding ring at the lake-I have a jewelry floater and have Farmers insurance?
Contact your Agent and he or she can advise you.
Will homeowners insurance cover a lost wedding ring at the lake you have a jewelry floater and have Farmers insurance?
If the ring is a scheduled item on your jewelry floater it would be covered subject to applicable limits and deductibles.
Does home insurance cover if keys are left with a builder?
No, Homeowners insurance does not cover the cost of lost keys.
Does home owners insurance cover lost jewelry?
Only if you had your jewelry appraised and included it onto your home owners insurance
If you have comprehensive insurance and your car was totally lost in a fire will the insurance cover the items inside IE GPS ipod that was lost?
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
Does homeowners insurance cover jewelry lost away from home?
Very policy dependent make sure to call your agent and review all jewelry coverage. Do note these types of claims are highly suspicious so be prepared to get grilled if you file this type of claim.
Does homeowners insurance cover lost items?
Yes, but check your policy as there are limits and additional riders that may have to be purchased.
Does comprehensive insurance cover personal effects lost in collision?
No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.
If you loose roof shingles will your homeowners policy cover the cost to replace?
A call to your insurance company describing why the shingles were lost will answer your question.
Will homeowners insurance cover broken dentures?
Probably not unless you had the dentures listed as scheduled property on your policy. If you have dental insurance you may have coverage there for lost or broken dentures.
Care For Your Jewelry?
A very common purchase, made by millions of people each year, is to purchase new expensive jewelry for themselves or for someone else as a gift.� While the jewelry can be an excellent gift, it can be very expensive to replace if it is lost, damaged, or stolen. � To ensure that you are able to replace the jewelry, you should purchase jewelry insurance.� Jewelry insurance is a separate insurance policy, which can normally be purchased as an additional rider to your home insurance policy.� This policy will cover replacement of the jewelry if it is lost, stolen, destroyed, or damaged.
Does your homeowners insurance cover your lost earring?
You will need to call your insurance agent or read your insurance policy to see if you scheduled your earring or not.A bit more:With many personal items, such as jewelry and guns, you usually have to purchase a separate policy to have full coverage on them, especially if you have an extensive collection. Many companies will only cover up to a specific (small) amount for these items on a homeowner's policy, depending on the type of policy you have.
